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Edit Secure Message. Use this screen to send a secure message to customer service. * Required Field. Message Information Service. The email will be sent from ems@[HOST] to your personal email. Follow the instructions in this email to access the Scotiabank Secure Email Service. • Register with the same emailaddress you provided on your Scotiabank Student GIC Program Application. • This service ensures that all communication between Scotiabank and you Click link below for ScotiaMcLeod secure e-mail client guide. In an effort to support compliance with Scotiabank’s privacy and security standards by ensuring the confidentiality of customer information while using e-mail as a communication, Scotiabank has introduced the Scotiabank Secure E-Mail Service that enables Scotiabank employees to

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Personal banking: Please see Account Fees at a Glance to find information about fees and service charges. Business banking: Please refer to Your Guide to Fees and Interest Schedules (PDF). Last updated November 10, Keeping your financial and personal information secure is one of our most important responsibilities. We protect your account using firewalls, bit encryption, 2-step verification, and our digital banking security guarantee. Learn more about our commitment to your financial security by visiting the Scotiabank Cybersecurity and Fraud Hub Once you have a main account, integrated sub-accounts can be connected. Micro sub-accounts cost $ per year, Mini cost $ per year, Medium cost $ per year, and Max cost $ per year If you’re on a desktop or laptop, you can switch back to the previous online banking screen using the profile menu on the current screen. Select the menu, then select Go back to classic view Some of the most common elements in a phishing or email scam are: You don’t know the sender. An authentic-looking website but the website URL starts with “http” instead of “https” (the “s” stands for secure) and does not display a tiny padlock icon in the address bar. Links or attachments you weren’t expecting

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Fraud. Scotia Fraud Alerts are real-time, 24/7 fraud alerts that are available at no additional cost for all personal and small business ScotiaCard® Visa* debit card and Scotiabank Visa* credit card [HOST] Fraud Alerts contact you immediately if there’s a transaction on your account that’s unusual for [HOST]’ll check in to make Some of the most common elements in a phishing or email scam are: You don’t know the sender. An authentic-looking website but the website URL starts with This service ensures that all communications between Scotiabank and you, including your personal and confidential information is protected. Important: Register with the same email address you will provide on your Scotiabank Student GIC Program Application. 2. We begin secure email communication. A few minutes after you register, a Scotiabank Please use our secure email service to ensure your information arrives safely and securely to the First Utah Bank personnel intended. By itself, Internet email is an insecure communications channel. Messages sent via standard Internet email travel in “plain text” and cross many networks before reaching their final destination Online Security Guarantee. Your financial and personal information is safe, secure, and protected by our Online Security Guarantee. eStatements provide 24/7 Some of the most common elements in a phishing or email scam are: You don’t know the sender An authentic-looking website but the website URL starts with “http” instead of “https” (the “s” stands for secure) and does not display a tiny padlock icon in the address bar Links or attachments you weren’t expecting An exciting false promise (you

Protect yourself from Phishing - Scotiabank